Terms of Use

All of the content on this Website, including but not limited to, all of the illustrations, graphics, audio and video clips, and text (the “Content”) are subject to trademark, service mark, trade dress, copyright and/or other intellectual property rights or licenses held by Qollateral or third parties who have lawfully licensed their intellectual property to Qollateral. All of the Content on this Website is copyrighted as a collective work under United States copyright laws and Qollateral owns a copyright in the selection, coordination, arrangement and enhancement of the Content. Any individual visiting this Website is not granted the right to use any of Qollateral’s trademarks, copyrights, or any other intellectual property. No one shall copy, reproduce or imitate the graphics, designs, images, and/or text contained in this Website.

You may download and print selected portions of this Website, provided you only use these copies for your own personal and non-commercial use. You may not modify or alter the Content, in any way, or delete or change any copyright or trademark notice. You do not possess any right, title or interest in any downloaded materials from this Website as a result of any such downloading. Qollateral reserves complete title and full intellectual property rights in any and all Content you download from this Website or view in any manner on this Website.

Qollateral may terminate the privileges of any user who uses this Website to unlawfully transmit copyrighted material without a license, express consent, valid defense or fair use exemption to do so. Users to this Website who submit information or Content to this Website hereby affirm that the information or Content does not infringe the copyrights or other rights of third parties.

Qollateral’s Website and all of the Contents on said Website may not be used by you for any commercial purposes. You must procure Qollateral’s prior written consent to make commercial offers of any kind on this Website, whether by advertising, solicitations, links, or any other form of communication. Qollateral will investigate and take all appropriate legal actions against any individual or entity who violates this provision, including without limitation, removing the offending communication from this Website and barring such violators from use of this Website.

Qollateral welcomes your feedback regarding this Website as well as our facility and personnel. However, any comments, feedback, notes, messages, ideas, suggestions or other communications (collectively, "Comments") submitted to Qollateral shall be and remain the exclusive property of Qollateral. Your submission of any such Comments shall constitute an assignment to Qollateral of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. Qollateral will be entitled to use, reproduce, disclose, publish and distribute any material you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any comments that you do not wish to assign to us, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork.

The Website may contain advertisements and/or sponsorships. The advertisers and/or sponsors that provide these advertisements and sponsorships are solely responsible for insuring that the materials submitted for inclusion on the Website are accurate and comply with all applicable laws. We are not responsible for the acts or omissions of any advertiser or sponsor.

This Website and all Contents of this site are provided on an «as is» basis without warranties of any kind, either express or implied, including without limitation warranties of title or implied warranties of merchantability or fitness for a particular purpose. You acknowledge, by your use of this Website, that your use of this Website is at your sole risk, that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of our Website, and that Qollateral shall not be liable for any damages of any kind related to your use of this Website. While we will make every effort to keep Content on this Website current, we do not guarantee it is the most up to date information available. For up-to-the-minute information on Qollateral’s products and/or services, contact information and any other information regarding Qollateral, its operations, programs, and offers, please contact Qollateral at the contact information provided on this Website.

Any items, offers or programs contained in or made available through our Website is for informational purposes only and is not intended to be an agreement or contract between you and Qollateral. Qollateral reserves the right to refuse any transaction at any time prior to the execution of a formal contract between you and Qollateral in the form and substance as Qollateral may require in its sole discretion. We make no representations or warranties with respect to any information contained in or made available through our Website regarding any tangible personal property that may be accepted, all of which is subject to our approval in our sole discretion. Neither Qollateral nor any of its affiliates will be liable for any damages arising therefrom.

The content provided by Qollateral, LLC is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Qollateral, LLC or any third party service provider to buy or sell any commodities, securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. Qollateral, LLC is not an attorney, accountant or financial advisor, nor is it holding itself out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Qollateral, LLC is not a fiduciary by virtue of any person’s use of or access to the Site or any content contained therein. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content. In exchange for using the Site, you agree not to hold Qollateral, LLC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the Site.

The content provided by Qollateral, LLC is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Qollateral, LLC or any third party service provider to buy or sell any commodities, securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. Qollateral, LLC is not an attorney, accountant or financial advisor, nor is it holding itself out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Qollateral, LLC is not a fiduciary by virtue of any person’s use of or access to the Site or any content contained therein. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content. In exchange for using the Site, you agree not to hold Qollateral, LLC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the Site.

By visiting this Website, you agree to defend, indemnify and hold Qollateral harmless from and against any and all claims, damages, costs and expenses, including attorneys' fees, arising from or related to your use of this Website.

These Terms of Use are governed by the laws of the State of New York, without regard to its choice of law provisions. The federal and state courts located in New York, County of Kings, will have exclusive jurisdiction over any disputes arising from or relating to these Terms of Use and your use of our Website.