If you’re looking for a luxury watch to invest in this year, you’re in the right place. We’ve compiled a list of the top 5 watches to invest in that are sure to be valuable assets. All 5 retain their value well, and may have the potential to appreciate over time as they become more rare, vintage pieces.

Patek Philippe Nautilus Moon Phase

One of our favorites, the Patek Philippe Nautilus Moon Phase is a real showstopper. Self-winding with mechanical movement, it features the date, power reserve level, and of course moon phases as the name suggests. The 29.5-day lunar cycle feature is incredibly complex in terms of engineering and mechanics and therefore more valuable. Designed by the same famous watch designer and artist, Gérald Genta, as the Royal Oak, the Nautilus Moon Phase has a rounded octagonal bezel that was inspired by a ship’s porthole. It is an instantly recognizable design that is elegant and timeless. Patek Philippe’s exclusivity ensures that the Nautilus Moon Phase holds its value exceptionally well. This watch has more than doubled in value over the last decade.

Audemars Piguet Royal Oak

One of the most iconic luxury watches in the world, the Audemars Piguet Royal Oak was designed by legendary Swiss watch designer Gérald Genta, whose inspiration was a diver’s helmet. This stainless steel beauty features an octagonal bezel with visible screws and a “Grande Tapisserie” pattern dial. With only a certain quantity released each year, Audemars Piguet has the kind of exclusivity that creates demand—and that demand creates value, guaranteed. The Royal Oak is a highly complex and meticulously crafted luxury watch that makes it a dream for collectors and connoisseurs.

Rolex GMT Master II Batman

Rolex is a classic and foolproof investment. The brand name alone had worldwide recognition and is widely regarded as a status symbol. Rolex watches hold their value beautifully, and the GMT Master II Batman is one of their quintessential designs that will forever be in favor. Initially designed with pilots in mind, the GMT Master II features a GMT hand that allows you to see a second time zone at a glance. The Batman model is the first of Rolex’s watches to feature a two-tone ceramic bezel. With a water resistance of up to 100 meters and made from sturdy Oystersteel, it is a sturdy and reliable watch that can easily be passed down from generation to generation. You simply cannot go wrong with a Rolex, and the GMT Master II and Submariner are two of our top picks.

Rolex Submariner

Rolex has such wonderful value retention that we had to include two of their watches on our list of top luxury watches to invest in. The Submariner was designed with divers in mind, with a depth resistance of up to 300 meters. It features a 60-minute bezel countdown, but not the GMT hand that gives you the hour in another time zone like the GMT Master II.

Vacheron Constantin Overseas

Rivaling the Patek Philippe Nautilus and the Audemars Piguet Royal Oak, the Vacheron Constantin Overseas 4500V is another Swiss watchmaking legend that has a sporty, but elegant vibe. It is made of 18 karat white gold and has a smart interchangeable bracelet system that takes you effortlessly from leather to white gold. This is a self-winding mechanical luxury watch with a water resistance of up to 50 meters and an excellent power reserve. Its durability and versatility make it a top choice for those looking for an elevated casual, wear-it-anywhere luxury watch.

These 5 are just some of the luxury watches we accept for collateral loans, and we also buy them from clients who are looking to sell. They are not only beautiful, but also they are valuable assets to have as a financial safety net. Never has an investment been more enjoyable, in our opinion.